Out-of-Pocket Spending for Insulin by Medicare Beneficiaries After Monthly Caps
JAMA Internal Medicine 10.1001/jamainternmed.2026.0255April 06, 2026 at 11:00 AM EDT
Was implementation of a $35 monthly insulin out-of-pocket cap in Medicare associated with changes in spending, insulin use, or clinical outcomes among Medicare beneficiaries with type 2 diabetes?In this cohort study of 4.8 million US Medicare beneficiaries from 2019 to 2023, an interrupted time-series analysis found that implementation of the insulin out-of-pocket cap in 2021 and 2023 was associated with significant reductions in insulin out-of-pocket spending, increased insulin use, lower hemoglobin A levels, and small increases in rates of severe hypoglycemic events.These findings suggest reducing cost-sharing policies could improve access and adherence to essential medications for patients with chronic conditions.
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