Research Letter

Poor Mental Health and the Use of Buy Now, Pay Later Loans

JAMA Health Forum 10.1001/jamahealthforum.2025.5620

December 12, 2025 at 11:00 AM EST

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This cross-sectional study examines the association between buy now, pay later loans and probable depression, anxiety, and posttraumatic stress.

Corresponding Author: Catherine K. Ettman, PhD, 1812 Ashland Ave, Baltimore, MD 21205 (cettman1@jhu.edu).

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