Research Letter

Federal Loans Among US Medical Students

JAMA 10.1001/jama.2025.20905

November 26, 2025 at 11:00 AM EST

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This study evaulates trends in federal loan use among US medical students and how they may be affected by the One Big Beautiful Bill Act, which eliminated Graduate PLUS loans for medical students.

Corresponding Author: Hao Yu, PhD, Department of Population Medicine, Harvard Medical School and Harvard Pilgrim Health Care Institute, Landmark Center, 401 Park Dr, Ste 401 East, Boston, MA 02215 (hao_yu@hphci.harvard.edu).

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